01
Apply
Complete the short application below.
WORKING CAPITAL & CREDIT FUNDING
The right capital.
Not just the first offer.
Working capital, lines of credit and high-limit business credit cards, matched to where your business is today.
See your funding options
Tell us about your business. It takes about two minutes, with no obligation.
What it is
An advisory firm, not a single lender
Thalio Funding is a business funding advisory firm. We're not a single lender. We work with a network of lenders, from private and public institutions to private equity firms, so we can find the most favourable funding available to you rather than the only option on the table.
How it works
Clear steps. Real momentum.
02
Review
A funding specialist reviews your business and your goals.
03
Your options, on a call
We talk through the products that may fit and what each one involves.
04
Next steps
We send a simple document list and guide you through the rest.
Who it's for
Is this right for you?
Established businesses
Steady revenue and a track record you want to put to work.
Owners ready to expand
Hiring, equipment, marketing or a new location.
Moving away from advances
Businesses ready for more sustainable capital than short-term MCAs.
Funding options
Terms and pricing vary based on underwriting, revenue, credit, time in business and the specific lender and product.
A healthier alternative to MCA cycles
| Traditional funding | Merchant cash advance |
|---|---|
| A defined principal amount | A purchase of your future receivables |
| A structured repayment schedule | Daily or weekly withdrawals |
Wherever possible, we prioritise healthier, more sustainable capital over expensive short-term advances.
Real results from real clients
Real stories. Meaningful progress.
See how entrepreneurs and professionals are using Thalio to secure funding, repair credit, and unlock new financial opportunities.
The process was easy. I only had to fill out a form and everything else was handled! Thanks to Thalio I got funded $170,500 to start my new company. Would certainly recommend.
Jordan Knight
Business Funding
I applied and was approved within 72 hours, receiving $61,000 in funding. The process was clear, fast, and completely transparent. Thalio delivered exactly what they promised.
Joshua Leal
Personal Funding
After struggling with my credit for years, Thalio helped raise my score from 601 to 720. The process was smooth, well explained, I finally feel confident applying for funding again.
Jessica Martinez
Credit Repair
Individual results vary. Past results do not guarantee future outcomes. Every program is subject to review, underwriting and eligibility.
Thalio Funding is a funding advisory firm, not a direct lender. All funding is subject to lender review, underwriting and approval. Terms, rates and amounts vary by lender, product and individual circumstances. Nothing on this page is an offer or commitment to lend.